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J and K Grameen Bank - Fixed Deposit Interest Rates

Submitted By Nimmy Sunil on 26 February 2023

Deposit Interest Rates

 

Rate of Interest in Saving Bank Deposit wef 13-07-2020 : 2.90% per annum.

1.  REVISED INTEREST RATES ON TERM DEPOSITS OF LESS THAN RS.2.00 CRORES

Interest Rates on Domestic Term Deposits of Less than Rs.2.00 crores w.e.f. 17.02.2023

Maturity Period Interest Rates on Domestic Term Deposits
of Less Than Rs.15 Lakhs(in % p.a.)		 Interest Rates on Domestic Term Deposits
of Rs.15 Lakhs and less than Rs.2.00 Crores (in % p.a.)
07 days to 30 days 3.50 3.50
31 days to 45 days 3.70 3.70
46 days to 90 days 4.50 4.50
91 days to 180 days 4.75 4.75
181 days to 270 days 5.50 5.50
271 days to less than 1 year 6.00 6.00
1 year to less than 2 years 7.25 7.25
2 years to less than 3 years 6.75 6.75
3 years to less than 5 years 6.50 6.50
5 years to 10 years 6.50 6.50

 

2. REVISED INTEREST RATES ON TERM DEPOSITS OF RS.2.00 CRORES AND ABOVE BUT LESS THAN RS.5.00 CRORES

(i) Interest Rates on Domestic Term Deposits (Withdrawable) of Rs.2.00 crores to Less than Rs.5.00 crores w.e.f. 17.02.2023

Maturity Period Revised Interest Rates  (in % p.a.)
07 days to 30 days 4.50
31 days to 45 days 4.50
46 days to 90 days 5.00
91 days to 180 days 5.50
181 days to 270 days 6.00
271 days to less than 1 year 6.25
1 year to less than 2 year 7.00
2 years to less than 3 years 6.50
3 years to less than 5 years 6.25
5 years to upto 10 years 6.00

(ii) Interest Rates on Domestic Term Deposits (Non- Withdrawable) of Rs.2.00 crores and above but Less than Rs.5.00 crores w.e.f. 17.02.2023

Revised Interest Rates p.a. w.e.f. 17.02.2023
Maturity Period For Rs.2.00 Crores to Less than Rs.2.50 Crores (in % p.a.)
91 days to 180 days 5.60
181 days to 270 days 6.10
271 days to less than 1 year 6.35
1 year to less than 2 year 7.10
2 years to less than 3 years 6.60

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